Security Freeze and Fraud Alert

This is a great article from USA Today discussing a Security/Credit Freeze and a Fraud Alert although it was written in 2005 it is still very illuminating:
http://www.usatoday.com/money/perfi/general/2005-06-19-credit-cover-usat_x.htm

I'm glad to see these points discussed which we may have discussed in class:

1. Identity Theft issues can take Years to resolve
   
2. A freeze can be inconvenient
3. A freeze is best suited for someone who doesn't need to obtain credit quickly or frequently or perhaps doesn't anticipate needing any more credit for the rest of their life

These issues are also highlighted by Texas Attorney General Greg Abbott on his Identity Theft website here:
http://www.oag.state.tx.us/newspubs/weeklyag/2007/0907freeze.pdf