If you are running a business serving residential customers, you should be aware of this Article from the FTC:
The Red Flags Rule: Compliance Tips for Companies Offering Services In and Around the Home
...businesses must review their billing and payment procedures to determine if they’re covered by the Red Flags Rule. Whether the law applies to you isn’t based on the kind of business you’re in, but rather on whether your activities fall within the law’s definition of two key terms: “creditor” and “covered account.”http://www.ftc.gov/bcp/edu/pubs/articles/art15.shtm
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