Be aware that if you visit another site to obtain your "free credit file disclosure" that it may impact your credit rating. I am posting this information to my blog to clarify this issue.
AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).
AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion for this purpose. The three nationwide consumer credit reporting companies have always encouraged consumers to regularly review their credit reports.
AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.